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YouLetter · Edition #476 min read

The AI Gold Rush Is Getting Weird

Why the smartest founders are zigging while everyone else zags

AI & StartupsPersonal Finance

Infrastructure Layer

The real money in AI isn't in the apps — it's in the picks and shovels. Three companies quietly printing cash while everyone fights over chatbot market share.

Rate Watch

The Fed held again. Here's what that means for your mortgage, your savings rate, and the tech valuations that hinge on cheap money.

Vertical AI

Domain-specific models are beating general-purpose ones in legal, medical, and engineering. The generalist era may already be over.

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